Call report 2005Q1
SOMERVILLE BANK & TRUST COMPANY, THE — 2005Q1
The 22 measures SOMERVILLE BANK & TRUST COMPANY, THE reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 177,006,000 | USD | evidence → |
| Total loans | 115,575,000 | USD | evidence → |
| Allowance for loan losses | 2,429,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,037,000 | USD | evidence → |
| Interest-bearing deposits | 133,492,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,545,000 | USD | evidence → |
| Equity capital | 18,718,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,315,000 | USD | evidence → |
| Interest expense | 665,000 | USD | evidence → |
| Net interest income | 1,650,000 | USD | evidence → |
| Noninterest income | 168,000 | USD | evidence → |
| Noninterest expense | 928,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 765,000 | USD | evidence → |
| Income tax | 268,000 | USD | evidence → |
| Net income | 497,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,797,000 | USD | evidence → |
| Total capital | 13,925,000 | USD | evidence → |
| Risk-weighted assets | 88,942,000 | USD | evidence → |