Call report 2003Q4
SOMERVILLE BANK & TRUST COMPANY, THE — 2003Q4
The 22 measures SOMERVILLE BANK & TRUST COMPANY, THE reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,155,000 | USD | evidence → |
| Total loans | 123,159,000 | USD | evidence → |
| Allowance for loan losses | 2,307,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,341,000 | USD | evidence → |
| Interest-bearing deposits | 132,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,196,000 | USD | evidence → |
| Equity capital | 18,540,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,334,000 | USD | evidence → |
| Interest expense | 2,836,000 | USD | evidence → |
| Net interest income | 6,498,000 | USD | evidence → |
| Noninterest income | 761,000 | USD | evidence → |
| Noninterest expense | 3,648,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,611,000 | USD | evidence → |
| Income tax | 1,410,000 | USD | evidence → |
| Net income | 2,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,440,000 | USD | evidence → |
| Total capital | 13,681,000 | USD | evidence → |
| Risk-weighted assets | 98,196,000 | USD | evidence → |