Call report 2002Q4
SOMERVILLE BANK & TRUST COMPANY, THE — 2002Q4
The 22 measures SOMERVILLE BANK & TRUST COMPANY, THE reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 171,845,000 | USD | evidence → |
| Total loans | 118,406,000 | USD | evidence → |
| Allowance for loan losses | 3,146,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,513,000 | USD | evidence → |
| Interest-bearing deposits | 132,989,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,524,000 | USD | evidence → |
| Equity capital | 18,339,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,572,000 | USD | evidence → |
| Interest expense | 3,801,000 | USD | evidence → |
| Net interest income | 6,771,000 | USD | evidence → |
| Noninterest income | 740,000 | USD | evidence → |
| Noninterest expense | 3,782,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,812,000 | USD | evidence → |
| Income tax | 1,389,000 | USD | evidence → |
| Net income | 2,423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,097,000 | USD | evidence → |
| Total capital | 13,324,000 | USD | evidence → |
| Risk-weighted assets | 96,255,000 | USD | evidence → |