Call reports 2026
WESTERN STATE BANK — 2026
What WESTERN STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,585,304,000 | 2,485,275,000 |
| Total loans | 2,199,782,000 | 2,252,227,000 |
| Allowance for loan losses | 39,813,000 | 40,438,000 |
| Securities available for sale | 66,117,000 | 70,367,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,214,149,000 | 2,109,750,000 |
| Interest-bearing deposits | 1,780,153,000 | 1,681,381,000 |
| Noninterest-bearing deposits | 433,996,000 | 428,369,000 |
| Equity capital | 321,333,000 | 332,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 46,269,000 | 93,326,000 |
| Interest expense | 14,187,000 | 27,860,000 |
| Net interest income | 32,082,000 | 65,466,000 |
| Noninterest income | 2,932,000 | 5,582,000 |
| Noninterest expense | 16,590,000 | 33,418,000 |
| Provision for loan losses | 1,445,000 | 3,765,000 |
| Pretax income | 16,962,000 | 33,986,000 |
| Income tax | 4,217,000 | 8,464,000 |
| Net income | 12,745,000 | 25,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 322,318,000 | 333,196,000 |
| Total capital | 350,681,000 | — |
| Risk-weighted assets | 2,256,494,000 | — |