Call report 2025Q4
WESTERN STATE BANK — 2025Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,558,391,000 | USD | evidence → |
| Total loans | 2,208,216,000 | USD | evidence → |
| Allowance for loan losses | 39,733,000 | USD | evidence → |
| Securities available for sale | 64,342,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,193,986,000 | USD | evidence → |
| Interest-bearing deposits | 1,763,658,000 | USD | evidence → |
| Noninterest-bearing deposits | 430,328,000 | USD | evidence → |
| Equity capital | 309,697,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 176,777,000 | USD | evidence → |
| Interest expense | 56,547,000 | USD | evidence → |
| Net interest income | 120,230,000 | USD | evidence → |
| Noninterest income | 10,065,000 | USD | evidence → |
| Noninterest expense | 61,107,000 | USD | evidence → |
| Provision for loan losses | 12,425,000 | USD | evidence → |
| Pretax income | 56,252,000 | USD | evidence → |
| Income tax | 12,827,000 | USD | evidence → |
| Net income | 43,425,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 310,372,000 | USD | evidence → |
| Total capital | 338,849,000 | USD | evidence → |
| Risk-weighted assets | 2,265,803,000 | USD | evidence → |