Call report 2023Q4
WESTERN STATE BANK — 2023Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,165,597,000 | USD | evidence → |
| Total loans | 1,945,223,000 | USD | evidence → |
| Allowance for loan losses | 32,399,000 | USD | evidence → |
| Securities available for sale | 51,056,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,880,044,000 | USD | evidence → |
| Interest-bearing deposits | 1,711,850,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,194,000 | USD | evidence → |
| Equity capital | 236,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 131,477,000 | USD | evidence → |
| Interest expense | 39,778,000 | USD | evidence → |
| Net interest income | 91,699,000 | USD | evidence → |
| Noninterest income | 7,862,000 | USD | evidence → |
| Noninterest expense | 51,665,000 | USD | evidence → |
| Provision for loan losses | 7,075,000 | USD | evidence → |
| Pretax income | 40,922,000 | USD | evidence → |
| Income tax | 9,735,000 | USD | evidence → |
| Net income | 31,187,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 238,967,000 | USD | evidence → |
| Total capital | 264,578,000 | USD | evidence → |
| Risk-weighted assets | 2,041,418,000 | USD | evidence → |