Call report 2022Q4
WESTERN STATE BANK — 2022Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,761,840,000 | USD | evidence → |
| Total loans | 1,635,391,000 | USD | evidence → |
| Allowance for loan losses | 28,040,000 | USD | evidence → |
| Securities available for sale | 49,852,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,487,008,000 | USD | evidence → |
| Interest-bearing deposits | 1,309,135,000 | USD | evidence → |
| Noninterest-bearing deposits | 177,873,000 | USD | evidence → |
| Equity capital | 210,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 94,123,000 | USD | evidence → |
| Interest expense | 6,954,000 | USD | evidence → |
| Net interest income | 87,169,000 | USD | evidence → |
| Noninterest income | 10,728,000 | USD | evidence → |
| Noninterest expense | 46,422,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 51,469,000 | USD | evidence → |
| Income tax | 12,548,000 | USD | evidence → |
| Net income | 38,921,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 213,802,000 | USD | evidence → |
| Total capital | 235,820,000 | USD | evidence → |
| Risk-weighted assets | 1,754,894,000 | USD | evidence → |