Call report 2020Q4
WESTERN STATE BANK — 2020Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,526,801,000 | USD | evidence → |
| Total loans | 1,352,535,000 | USD | evidence → |
| Allowance for loan losses | 27,620,000 | USD | evidence → |
| Securities available for sale | 34,603,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,282,164,000 | USD | evidence → |
| Interest-bearing deposits | 1,154,215,000 | USD | evidence → |
| Noninterest-bearing deposits | 127,949,000 | USD | evidence → |
| Equity capital | 151,324,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 78,933,000 | USD | evidence → |
| Interest expense | 12,434,000 | USD | evidence → |
| Net interest income | 66,499,000 | USD | evidence → |
| Noninterest income | 10,335,000 | USD | evidence → |
| Noninterest expense | 37,564,000 | USD | evidence → |
| Provision for loan losses | 12,135,000 | USD | evidence → |
| Pretax income | 27,157,000 | USD | evidence → |
| Income tax | 6,489,000 | USD | evidence → |
| Net income | 20,668,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 150,905,000 | USD | evidence → |
| Total capital | 167,707,000 | USD | evidence → |
| Risk-weighted assets | 1,332,951,000 | USD | evidence → |