Call report 2015Q4
WESTERN STATE BANK — 2015Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 831,999,000 | USD | evidence → |
| Total loans | 744,128,000 | USD | evidence → |
| Allowance for loan losses | 12,907,000 | USD | evidence → |
| Securities available for sale | 43,312,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 729,063,000 | USD | evidence → |
| Interest-bearing deposits | 701,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,156,000 | USD | evidence → |
| Equity capital | 89,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,829,000 | USD | evidence → |
| Interest expense | 6,066,000 | USD | evidence → |
| Net interest income | 41,763,000 | USD | evidence → |
| Noninterest income | 5,378,000 | USD | evidence → |
| Noninterest expense | 25,837,000 | USD | evidence → |
| Provision for loan losses | 2,890,000 | USD | evidence → |
| Pretax income | 18,422,000 | USD | evidence → |
| Income tax | 7,026,000 | USD | evidence → |
| Net income | 11,396,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,527,000 | USD | evidence → |
| Total capital | 99,317,000 | USD | evidence → |
| Risk-weighted assets | 780,070,000 | USD | evidence → |