Call report 2014Q4
WESTERN STATE BANK — 2014Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 755,957,000 | USD | evidence → |
| Total loans | 669,009,000 | USD | evidence → |
| Allowance for loan losses | 11,886,000 | USD | evidence → |
| Securities available for sale | 37,909,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 668,765,000 | USD | evidence → |
| Interest-bearing deposits | 641,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,022,000 | USD | evidence → |
| Equity capital | 74,426,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,722,000 | USD | evidence → |
| Interest expense | 5,936,000 | USD | evidence → |
| Net interest income | 37,786,000 | USD | evidence → |
| Noninterest income | 5,056,000 | USD | evidence → |
| Noninterest expense | 23,023,000 | USD | evidence → |
| Provision for loan losses | 2,240,000 | USD | evidence → |
| Pretax income | 17,584,000 | USD | evidence → |
| Income tax | 6,686,000 | USD | evidence → |
| Net income | 10,898,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,276,000 | USD | evidence → |
| Total capital | 82,648,000 | USD | evidence → |
| Risk-weighted assets | 666,217,000 | USD | evidence → |