Call report 2009Q4
WESTERN STATE BANK — 2009Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 416,536,000 | USD | evidence → |
| Total loans | 316,919,000 | USD | evidence → |
| Allowance for loan losses | 6,823,000 | USD | evidence → |
| Securities available for sale | 53,339,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 372,704,000 | USD | evidence → |
| Interest-bearing deposits | 347,539,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,165,000 | USD | evidence → |
| Equity capital | 37,623,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,270,000 | USD | evidence → |
| Interest expense | 9,596,000 | USD | evidence → |
| Net interest income | 17,674,000 | USD | evidence → |
| Noninterest income | 1,893,000 | USD | evidence → |
| Noninterest expense | 15,649,000 | USD | evidence → |
| Provision for loan losses | 6,922,000 | USD | evidence → |
| Pretax income | -2,968,000 | USD | evidence → |
| Income tax | -1,140,000 | USD | evidence → |
| Net income | -1,828,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,638,000 | USD | evidence → |
| Total capital | 40,795,000 | USD | evidence → |
| Risk-weighted assets | 329,895,000 | USD | evidence → |