Call report 2008Q4
WESTERN STATE BANK — 2008Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 395,536,000 | USD | evidence → |
| Total loans | 320,661,000 | USD | evidence → |
| Allowance for loan losses | 6,875,000 | USD | evidence → |
| Securities available for sale | 30,636,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 351,957,000 | USD | evidence → |
| Interest-bearing deposits | 322,597,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,360,000 | USD | evidence → |
| Equity capital | 33,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,140,000 | USD | evidence → |
| Interest expense | 11,495,000 | USD | evidence → |
| Net interest income | 17,645,000 | USD | evidence → |
| Noninterest income | 2,855,000 | USD | evidence → |
| Noninterest expense | 15,208,000 | USD | evidence → |
| Provision for loan losses | 6,328,000 | USD | evidence → |
| Pretax income | -1,006,000 | USD | evidence → |
| Income tax | -399,000 | USD | evidence → |
| Net income | -607,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,905,000 | USD | evidence → |
| Total capital | 37,067,000 | USD | evidence → |
| Risk-weighted assets | 330,265,000 | USD | evidence → |