Call report 2005Q4
WESTERN STATE BANK — 2005Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 245,492,000 | USD | evidence → |
| Total loans | 212,430,000 | USD | evidence → |
| Allowance for loan losses | 7,347,000 | USD | evidence → |
| Securities available for sale | 26,334,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 207,519,000 | USD | evidence → |
| Interest-bearing deposits | 185,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,989,000 | USD | evidence → |
| Equity capital | 28,143,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,140,000 | USD | evidence → |
| Interest expense | 5,183,000 | USD | evidence → |
| Net interest income | 13,957,000 | USD | evidence → |
| Noninterest income | 3,274,000 | USD | evidence → |
| Noninterest expense | 10,373,000 | USD | evidence → |
| Provision for loan losses | 352,000 | USD | evidence → |
| Pretax income | 6,526,000 | USD | evidence → |
| Income tax | 2,411,000 | USD | evidence → |
| Net income | 4,115,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,032,000 | USD | evidence → |
| Total capital | 30,847,000 | USD | evidence → |
| Risk-weighted assets | 220,656,000 | USD | evidence → |