Call report 2003Q4
WESTERN STATE BANK — 2003Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 251,383,000 | USD | evidence → |
| Total loans | 205,196,000 | USD | evidence → |
| Allowance for loan losses | 7,763,000 | USD | evidence → |
| Securities available for sale | 35,810,000 | USD | evidence → |
| Securities held to maturity | 105,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 218,643,000 | USD | evidence → |
| Interest-bearing deposits | 199,400,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,243,000 | USD | evidence → |
| Equity capital | 21,681,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,089,000 | USD | evidence → |
| Interest expense | 6,375,000 | USD | evidence → |
| Net interest income | 14,714,000 | USD | evidence → |
| Noninterest income | 2,388,000 | USD | evidence → |
| Noninterest expense | 10,251,000 | USD | evidence → |
| Provision for loan losses | 3,316,000 | USD | evidence → |
| Pretax income | 3,539,000 | USD | evidence → |
| Income tax | 1,282,000 | USD | evidence → |
| Net income | 2,257,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,225,000 | USD | evidence → |
| Total capital | 23,918,000 | USD | evidence → |
| Risk-weighted assets | 210,340,000 | USD | evidence → |