Call report 2002Q4
WESTERN STATE BANK — 2002Q4
The 22 measures WESTERN STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 280,092,000 | USD | evidence → |
| Total loans | 225,458,000 | USD | evidence → |
| Allowance for loan losses | 10,061,000 | USD | evidence → |
| Securities available for sale | 44,482,000 | USD | evidence → |
| Securities held to maturity | 305,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 239,856,000 | USD | evidence → |
| Interest-bearing deposits | 224,130,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,726,000 | USD | evidence → |
| Equity capital | 21,224,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,652,000 | USD | evidence → |
| Interest expense | 8,586,000 | USD | evidence → |
| Net interest income | 15,066,000 | USD | evidence → |
| Noninterest income | 1,653,000 | USD | evidence → |
| Noninterest expense | 9,460,000 | USD | evidence → |
| Provision for loan losses | 6,589,000 | USD | evidence → |
| Pretax income | 789,000 | USD | evidence → |
| Income tax | 235,000 | USD | evidence → |
| Net income | 554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,819,000 | USD | evidence → |
| Total capital | 23,826,000 | USD | evidence → |
| Risk-weighted assets | 233,469,000 | USD | evidence → |