Call reports 2025
TEXAS BANK — 2025
What TEXAS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 857,325,000 | 900,805,000 | 930,639,000 | 935,737,000 |
| Total loans | 652,821,000 | 665,412,000 | 672,782,000 | 692,274,000 |
| Allowance for loan losses | 6,947,000 | 6,697,000 | 6,664,000 | 7,239,000 |
| Securities available for sale | 88,875,000 | 94,494,000 | 99,874,000 | 106,486,000 |
| Securities held to maturity | 50,829,000 | 50,697,000 | 49,392,000 | 49,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,420,000 | 785,016,000 | 809,082,000 | 810,326,000 |
| Interest-bearing deposits | 570,657,000 | 613,169,000 | 646,575,000 | 647,268,000 |
| Noninterest-bearing deposits | 169,763,000 | 171,847,000 | 162,507,000 | 163,058,000 |
| Equity capital | 87,525,000 | 86,130,000 | 92,366,000 | 96,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,913,000 | 26,510,000 | 41,211,000 | 56,020,000 |
| Interest expense | 4,915,000 | 9,759,000 | 15,044,000 | 20,139,000 |
| Net interest income | 7,998,000 | 16,751,000 | 26,167,000 | 35,881,000 |
| Noninterest income | 1,216,000 | 3,501,000 | 4,198,000 | 5,952,000 |
| Noninterest expense | 6,890,000 | 13,904,000 | 21,311,000 | 29,388,000 |
| Provision for loan losses | 360,000 | 1,413,000 | 1,469,000 | 2,123,000 |
| Pretax income | 1,931,000 | 4,902,000 | 7,592,000 | 10,329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,931,000 | 4,902,000 | 7,592,000 | 10,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,202,000 | 91,373,000 | 94,064,000 | 96,750,000 |