Call reports 2022
TEXAS BANK — 2022
What TEXAS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 735,501,000 | 757,328,000 | 804,344,000 | 808,228,000 |
| Total loans | 528,816,000 | 561,455,000 | 605,211,000 | 610,477,000 |
| Allowance for loan losses | 5,066,000 | 5,484,000 | 6,026,000 | 6,112,000 |
| Securities available for sale | 88,241,000 | 78,202,000 | 66,229,000 | 66,764,000 |
| Securities held to maturity | 58,539,000 | 61,050,000 | 58,459,000 | 57,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 625,271,000 | 659,052,000 | 689,327,000 | 715,835,000 |
| Interest-bearing deposits | 464,058,000 | 497,247,000 | 518,871,000 | 552,305,000 |
| Noninterest-bearing deposits | 161,213,000 | 161,805,000 | 170,456,000 | 163,530,000 |
| Equity capital | 65,930,000 | 66,522,000 | 67,672,000 | 70,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,355,000 | 15,434,000 | 24,472,000 | 34,365,000 |
| Interest expense | 762,000 | 1,713,000 | 3,162,000 | 5,894,000 |
| Net interest income | 6,593,000 | 13,721,000 | 21,310,000 | 28,471,000 |
| Noninterest income | 1,110,000 | 2,317,000 | 3,535,000 | 4,777,000 |
| Noninterest expense | 5,096,000 | 10,321,000 | 15,531,000 | 21,518,000 |
| Provision for loan losses | 997,000 | 1,419,000 | 2,098,000 | 2,377,000 |
| Pretax income | 1,610,000 | 4,282,000 | 7,103,000 | 9,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,610,000 | 4,282,000 | 7,103,000 | 9,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,988,000 | 70,662,000 | 73,484,000 | 75,599,000 |