Call reports 2021
TEXAS BANK — 2021
What TEXAS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 645,269,000 | 654,460,000 | 682,000,000 | 702,345,000 |
| Total loans | 446,342,000 | 454,471,000 | 466,518,000 | 510,170,000 |
| Allowance for loan losses | 3,950,000 | 4,045,000 | 4,240,000 | 4,679,000 |
| Securities available for sale | 82,507,000 | 87,241,000 | 80,113,000 | 88,222,000 |
| Securities held to maturity | 69,699,000 | 66,724,000 | 60,492,000 | 60,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,919,000 | 545,137,000 | 566,184,000 | 587,295,000 |
| Interest-bearing deposits | 405,762,000 | 415,600,000 | 425,803,000 | 440,210,000 |
| Noninterest-bearing deposits | 127,157,000 | 129,537,000 | 140,381,000 | 147,085,000 |
| Equity capital | 60,248,000 | 62,462,000 | 64,825,000 | 65,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,100,000 | 14,416,000 | 21,320,000 | 28,576,000 |
| Interest expense | 914,000 | 1,819,000 | 2,672,000 | 3,510,000 |
| Net interest income | 6,186,000 | 12,597,000 | 18,648,000 | 25,066,000 |
| Noninterest income | 929,000 | 2,068,000 | 3,148,000 | 4,279,000 |
| Noninterest expense | 4,347,000 | 8,844,000 | 13,218,000 | 18,325,000 |
| Provision for loan losses | 169,000 | 387,000 | 660,000 | 1,132,000 |
| Pretax income | 3,150,000 | 5,985,000 | 8,469,000 | 10,439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,150,000 | 5,985,000 | 8,469,000 | 10,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,237,000 | 62,453,000 | 63,940,000 | 65,372,000 |