Call reports 2020
TEXAS BANK — 2020
What TEXAS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 505,627,000 | 577,887,000 | 586,784,000 | 623,534,000 |
| Total loans | 307,495,000 | 353,811,000 | 373,779,000 | 415,326,000 |
| Allowance for loan losses | 2,983,000 | 3,534,000 | 3,565,000 | 3,890,000 |
| Securities available for sale | 53,423,000 | 90,779,000 | 86,080,000 | 90,943,000 |
| Securities held to maturity | 94,223,000 | 92,273,000 | 74,753,000 | 70,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,811,000 | 466,593,000 | 465,457,000 | 481,892,000 |
| Interest-bearing deposits | 351,391,000 | 362,983,000 | 359,296,000 | 373,963,000 |
| Noninterest-bearing deposits | 79,420,000 | 103,610,000 | 106,162,000 | 107,929,000 |
| Equity capital | 53,279,000 | 55,516,000 | 57,391,000 | 58,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,734,000 | 11,995,000 | 18,302,000 | 24,982,000 |
| Interest expense | 1,406,000 | 2,543,000 | 3,591,000 | 4,530,000 |
| Net interest income | 4,328,000 | 9,452,000 | 14,711,000 | 20,452,000 |
| Noninterest income | 882,000 | 1,676,000 | 2,595,000 | 3,620,000 |
| Noninterest expense | 3,991,000 | 8,088,000 | 12,168,000 | 16,644,000 |
| Provision for loan losses | 152,000 | 767,000 | 787,000 | 1,214,000 |
| Pretax income | 1,067,000 | 2,273,000 | 4,351,000 | 6,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,067,000 | 2,273,000 | 4,351,000 | 6,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,248,000 | 55,491,000 | 57,371,000 | 58,774,000 |