Call reports 2019
TEXAS BANK — 2019
What TEXAS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 490,310,000 | 495,909,000 | 489,137,000 | 492,840,000 |
| Total loans | 291,825,000 | 302,209,000 | 294,484,000 | 299,674,000 |
| Allowance for loan losses | 2,892,000 | 2,986,000 | 2,985,000 | 2,986,000 |
| Securities available for sale | 34,458,000 | 33,767,000 | 27,741,000 | 27,364,000 |
| Securities held to maturity | 125,036,000 | 122,839,000 | 112,676,000 | 102,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,180,000 | 405,837,000 | 410,023,000 | 417,866,000 |
| Interest-bearing deposits | 332,476,000 | 323,272,000 | 331,609,000 | 342,199,000 |
| Noninterest-bearing deposits | 76,704,000 | 82,565,000 | 78,414,000 | 75,667,000 |
| Equity capital | 50,778,000 | 52,008,000 | 51,983,000 | 52,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,913,000 | 11,936,000 | 17,973,000 | 23,896,000 |
| Interest expense | 1,477,000 | 3,053,000 | 4,595,000 | 6,091,000 |
| Net interest income | 4,436,000 | 8,883,000 | 13,378,000 | 17,805,000 |
| Noninterest income | 715,000 | 1,729,000 | 2,582,000 | 3,635,000 |
| Noninterest expense | 3,862,000 | 7,714,000 | 11,789,000 | 15,933,000 |
| Provision for loan losses | 198,000 | 372,000 | 454,000 | 489,000 |
| Pretax income | 1,099,000 | 2,535,000 | 3,726,000 | 5,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,099,000 | 2,535,000 | 3,726,000 | 5,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,748,000 | 51,929,000 | 51,935,000 | 52,693,000 |
| Total capital | 53,640,000 | 54,915,000 | 54,920,000 | 55,679,000 |
| Risk-weighted assets | 342,828,000 | 354,604,000 | 344,885,000 | 343,502,000 |