Call reports 2018
TEXAS BANK — 2018
What TEXAS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 474,476,000 | 490,285,000 | 491,317,000 | 496,558,000 |
| Total loans | 237,056,000 | 262,960,000 | 274,569,000 | 285,149,000 |
| Allowance for loan losses | 2,558,000 | 2,537,000 | 2,077,000 | 2,733,000 |
| Securities available for sale | 50,785,000 | 52,818,000 | 44,426,000 | 40,006,000 |
| Securities held to maturity | 139,066,000 | 139,578,000 | 132,644,000 | 131,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,157,000 | 402,052,000 | 395,887,000 | 401,872,000 |
| Interest-bearing deposits | 330,436,000 | 324,296,000 | 321,477,000 | 328,377,000 |
| Noninterest-bearing deposits | 73,721,000 | 77,757,000 | 74,411,000 | 73,495,000 |
| Equity capital | 47,461,000 | 48,045,000 | 49,199,000 | 49,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,011,000 | 10,428,000 | 16,266,000 | 22,150,000 |
| Interest expense | 1,046,000 | 2,222,000 | 3,551,000 | 4,985,000 |
| Net interest income | 3,965,000 | 8,206,000 | 12,715,000 | 17,165,000 |
| Noninterest income | 664,000 | 1,383,000 | 2,092,000 | 2,883,000 |
| Noninterest expense | 3,501,000 | 7,117,000 | 10,839,000 | 14,534,000 |
| Provision for loan losses | 133,000 | 158,000 | 179,000 | 940,000 |
| Pretax income | 995,000 | 2,322,000 | 3,794,000 | 4,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 995,000 | 2,322,000 | 3,794,000 | 4,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,399,000 | 48,151,000 | 49,427,000 | 49,937,000 |
| Total capital | 49,957,000 | 50,688,000 | 51,504,000 | 52,670,000 |
| Risk-weighted assets | 289,121,000 | 312,495,000 | 320,631,000 | 334,003,000 |