Call reports 2016
TEXAS BANK — 2016
What TEXAS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 344,441,000 | 343,588,000 | 420,718,000 | 417,288,000 |
| Total loans | 127,510,000 | 131,569,000 | 184,316,000 | 196,651,000 |
| Allowance for loan losses | 2,210,000 | 2,215,000 | 2,782,000 | 2,578,000 |
| Securities available for sale | 62,502,000 | 62,265,000 | 63,840,000 | 55,409,000 |
| Securities held to maturity | 132,465,000 | 129,251,000 | 136,287,000 | 138,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,765,000 | 271,758,000 | 344,102,000 | 343,079,000 |
| Interest-bearing deposits | 222,739,000 | 219,287,000 | 275,255,000 | 281,330,000 |
| Noninterest-bearing deposits | 56,026,000 | 52,472,000 | 68,847,000 | 61,749,000 |
| Equity capital | 35,563,000 | 35,967,000 | 45,768,000 | 44,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,693,000 | 7,255,000 | 13,606,000 | 18,173,000 |
| Interest expense | 599,000 | 1,225,000 | 2,210,000 | 3,044,000 |
| Net interest income | 3,094,000 | 6,030,000 | 11,396,000 | 15,129,000 |
| Noninterest income | 657,000 | 1,369,000 | 2,376,000 | 3,075,000 |
| Noninterest expense | 2,678,000 | 5,451,000 | 10,054,000 | 13,648,000 |
| Provision for loan losses | 31,000 | 124,000 | 193,000 | 255,000 |
| Pretax income | 1,111,000 | 1,932,000 | 3,952,000 | 4,728,000 |
| Income tax | 0 | 0 | 126,000 | 126,000 |
| Net income | 1,111,000 | 1,932,000 | 3,826,000 | 4,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,163,000 | 33,985,000 | 44,357,000 | 43,932,000 |
| Total capital | 35,282,000 | 36,177,000 | 47,139,000 | 46,510,000 |
| Risk-weighted assets | 169,468,000 | 175,311,000 | 282,720,000 | 305,743,000 |