Call reports 2015
TEXAS BANK — 2015
What TEXAS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 350,109,000 | 353,812,000 | 349,181,000 | 353,624,000 |
| Total loans | 117,041,000 | 120,949,000 | 127,005,000 | 126,286,000 |
| Allowance for loan losses | 1,710,000 | 1,709,000 | 2,284,000 | 2,314,000 |
| Securities available for sale | 71,053,000 | 74,251,000 | 67,422,000 | 66,628,000 |
| Securities held to maturity | 138,993,000 | 137,712,000 | 135,439,000 | 135,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,154,000 | 289,784,000 | 287,551,000 | 284,405,000 |
| Interest-bearing deposits | 241,144,000 | 232,714,000 | 231,224,000 | 226,401,000 |
| Noninterest-bearing deposits | 55,010,000 | 57,070,000 | 56,327,000 | 58,004,000 |
| Equity capital | 31,459,000 | 31,668,000 | 31,747,000 | 34,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,592,000 | 7,191,000 | 10,922,000 | 14,596,000 |
| Interest expense | 620,000 | 1,251,000 | 1,866,000 | 2,471,000 |
| Net interest income | 2,972,000 | 5,940,000 | 9,056,000 | 12,125,000 |
| Noninterest income | 614,000 | 1,236,000 | 1,883,000 | 2,492,000 |
| Noninterest expense | 2,602,000 | 5,130,000 | 7,769,000 | 10,592,000 |
| Provision for loan losses | 4,000 | 107,000 | 718,000 | 771,000 |
| Pretax income | 980,000 | 1,939,000 | 2,487,000 | 3,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 980,000 | 1,939,000 | 2,487,000 | 3,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,450,000 | 29,259,000 | 29,502,000 | 32,178,000 |
| Total capital | 30,160,000 | 30,968,000 | 31,583,000 | 34,289,000 |
| Risk-weighted assets | 162,329,000 | 168,744,000 | 166,242,000 | 168,674,000 |