Call reports 2014
TEXAS BANK — 2014
What TEXAS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 336,622,000 | 345,927,000 | 344,213,000 | 348,919,000 |
| Total loans | 111,058,000 | 115,514,000 | 115,606,000 | 116,827,000 |
| Allowance for loan losses | 2,824,000 | 1,908,000 | 1,923,000 | 1,864,000 |
| Securities available for sale | 75,280,000 | 75,753,000 | 70,456,000 | 70,737,000 |
| Securities held to maturity | 130,097,000 | 131,919,000 | 136,902,000 | 139,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,512,000 | 290,347,000 | 287,114,000 | 287,900,000 |
| Interest-bearing deposits | 235,129,000 | 238,506,000 | 235,892,000 | 234,792,000 |
| Noninterest-bearing deposits | 50,383,000 | 51,841,000 | 51,222,000 | 53,108,000 |
| Equity capital | 28,339,000 | 29,849,000 | 30,308,000 | 30,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 6,884,000 | 10,441,000 | 14,005,000 |
| Interest expense | 633,000 | 1,264,000 | 1,904,000 | 2,537,000 |
| Net interest income | 2,838,000 | 5,620,000 | 8,537,000 | 11,468,000 |
| Noninterest income | 794,000 | 1,481,000 | 2,160,000 | 2,784,000 |
| Noninterest expense | 2,607,000 | 5,110,000 | 7,711,000 | 10,500,000 |
| Provision for loan losses | 325,000 | -560,000 | -475,000 | -449,000 |
| Pretax income | 700,000 | 2,560,000 | 3,471,000 | 4,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 700,000 | 2,560,000 | 3,471,000 | 4,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,484,000 | 26,204,000 | 26,990,000 | 27,595,000 |
| Total capital | 26,408,000 | 28,112,000 | 28,913,000 | 29,459,000 |
| Risk-weighted assets | 152,986,000 | 156,609,000 | 155,891,000 | 159,673,000 |