Call reports 2013
TEXAS BANK — 2013
What TEXAS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 327,770,000 | 336,018,000 | 329,067,000 | 331,226,000 |
| Total loans | 118,920,000 | 118,814,000 | 114,553,000 | 111,765,000 |
| Allowance for loan losses | 1,779,000 | 1,756,000 | 1,754,000 | 2,788,000 |
| Securities available for sale | 132,299,000 | 83,403,000 | 75,279,000 | 73,653,000 |
| Securities held to maturity | 58,266,000 | 111,892,000 | 119,101,000 | 126,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,687,000 | 277,787,000 | 276,750,000 | 277,013,000 |
| Interest-bearing deposits | 241,134,000 | 236,137,000 | 230,129,000 | 228,402,000 |
| Noninterest-bearing deposits | 40,554,000 | 41,650,000 | 46,621,000 | 48,611,000 |
| Equity capital | 26,756,000 | 27,266,000 | 27,366,000 | 27,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,397,000 | 6,821,000 | 10,245,000 | 13,619,000 |
| Interest expense | 738,000 | 1,460,000 | 2,123,000 | 2,762,000 |
| Net interest income | 2,659,000 | 5,361,000 | 8,122,000 | 10,857,000 |
| Noninterest income | 740,000 | 1,468,000 | 2,186,000 | 3,065,000 |
| Noninterest expense | 2,375,000 | 4,849,000 | 7,267,000 | 10,056,000 |
| Provision for loan losses | 45,000 | 57,000 | 239,000 | 1,476,000 |
| Pretax income | 982,000 | 2,093,000 | 2,979,000 | 2,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 982,000 | 2,093,000 | 2,979,000 | 2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,548,000 | 23,389,000 | 24,275,000 | 23,909,000 |
| Total capital | 24,327,000 | 25,145,000 | 26,029,000 | 25,821,000 |
| Risk-weighted assets | 155,005,000 | 158,517,000 | 155,258,000 | 152,061,000 |