Call reports 2012
TEXAS BANK — 2012
What TEXAS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 311,845,000 | 316,505,000 | 324,704,000 | 333,685,000 |
| Total loans | 123,511,000 | 121,869,000 | 120,645,000 | 119,813,000 |
| Allowance for loan losses | 1,605,000 | 1,605,000 | 1,744,000 | 1,746,000 |
| Securities available for sale | 128,575,000 | 136,727,000 | 141,735,000 | 134,757,000 |
| Securities held to maturity | 38,274,000 | 38,581,000 | 44,078,000 | 54,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,172,000 | 276,659,000 | 279,844,000 | 289,812,000 |
| Interest-bearing deposits | 241,770,000 | 234,600,000 | 239,611,000 | 249,681,000 |
| Noninterest-bearing deposits | 37,402,000 | 42,059,000 | 40,233,000 | 40,131,000 |
| Equity capital | 22,486,000 | 24,125,000 | 25,992,000 | 25,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,456,000 | 6,917,000 | 10,280,000 | 13,729,000 |
| Interest expense | 847,000 | 1,684,000 | 2,433,000 | 3,255,000 |
| Net interest income | 2,609,000 | 5,233,000 | 7,847,000 | 10,474,000 |
| Noninterest income | 724,000 | 1,443,000 | 2,206,000 | 2,950,000 |
| Noninterest expense | 2,388,000 | 4,698,000 | 6,912,000 | 9,574,000 |
| Provision for loan losses | 0 | 9,000 | 419,000 | 488,000 |
| Pretax income | 951,000 | 2,027,000 | 2,825,000 | 3,503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 951,000 | 2,027,000 | 2,825,000 | 3,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,614,000 | 20,490,000 | 21,138,000 | 21,691,000 |
| Total capital | 21,219,000 | 22,095,000 | 22,882,000 | 23,437,000 |
| Risk-weighted assets | 153,278,000 | 153,671,000 | 155,093,000 | 156,687,000 |