Call reports 2011
TEXAS BANK — 2011
What TEXAS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 264,199,000 | 272,104,000 | 280,011,000 | 290,528,000 |
| Total loans | 125,218,000 | 126,500,000 | 124,237,000 | 124,018,000 |
| Allowance for loan losses | 1,472,000 | 1,519,000 | 1,469,000 | 1,622,000 |
| Securities available for sale | 90,550,000 | 94,827,000 | 99,967,000 | 114,916,000 |
| Securities held to maturity | 32,307,000 | 33,239,000 | 33,857,000 | 33,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,407,000 | 238,644,000 | 248,933,000 | 255,491,000 |
| Interest-bearing deposits | 205,847,000 | 205,317,000 | 212,920,000 | 222,623,000 |
| Noninterest-bearing deposits | 31,560,000 | 33,327,000 | 36,013,000 | 32,868,000 |
| Equity capital | 16,437,000 | 18,566,000 | 20,602,000 | 20,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,305,000 | 6,648,000 | 10,041,000 | 13,438,000 |
| Interest expense | 856,000 | 1,714,000 | 2,554,000 | 3,419,000 |
| Net interest income | 2,449,000 | 4,934,000 | 7,487,000 | 10,019,000 |
| Noninterest income | 615,000 | 1,351,000 | 2,161,000 | 2,890,000 |
| Noninterest expense | 2,096,000 | 4,455,000 | 6,806,000 | 9,471,000 |
| Provision for loan losses | 2,000 | 103,000 | 163,000 | 552,000 |
| Pretax income | 962,000 | 1,778,000 | 2,750,000 | 2,957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 962,000 | 1,778,000 | 2,750,000 | 2,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,633,000 | 18,249,000 | 19,082,000 | 18,838,000 |
| Total capital | 19,105,000 | 19,768,000 | 20,551,000 | 20,460,000 |
| Risk-weighted assets | 150,275,000 | 149,780,000 | 147,342,000 | 150,747,000 |