Call reports 2010
TEXAS BANK — 2010
What TEXAS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 217,801,000 | 229,456,000 | 248,829,000 | 254,622,000 |
| Total loans | 112,026,000 | 115,817,000 | 120,571,000 | 122,826,000 |
| Allowance for loan losses | 1,291,000 | 1,326,000 | 1,427,000 | 1,557,000 |
| Securities available for sale | 85,296,000 | 85,391,000 | 85,989,000 | 86,325,000 |
| Securities held to maturity | 7,680,000 | 13,866,000 | 20,733,000 | 30,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,827,000 | 193,663,000 | 222,583,000 | 226,989,000 |
| Interest-bearing deposits | 165,762,000 | 167,912,000 | 194,129,000 | 198,871,000 |
| Noninterest-bearing deposits | 25,065,000 | 25,751,000 | 28,454,000 | 28,118,000 |
| Equity capital | 15,456,000 | 16,144,000 | 17,649,000 | 15,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,755,000 | 5,579,000 | 8,575,000 | 11,753,000 |
| Interest expense | 734,000 | 1,480,000 | 2,283,000 | 3,182,000 |
| Net interest income | 2,021,000 | 4,099,000 | 6,292,000 | 8,571,000 |
| Noninterest income | 527,000 | 1,283,000 | 2,110,000 | 2,905,000 |
| Noninterest expense | 1,908,000 | 4,142,000 | 6,139,000 | 8,473,000 |
| Provision for loan losses | 36,000 | 188,000 | 376,000 | 637,000 |
| Pretax income | 619,000 | 1,175,000 | 2,052,000 | 2,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 619,000 | 1,175,000 | 2,052,000 | 2,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,658,000 | 15,764,000 | 16,641,000 | 17,071,000 |
| Total capital | 16,949,000 | 17,090,000 | 18,068,000 | 18,628,000 |
| Risk-weighted assets | 129,002,000 | 133,340,000 | 141,943,000 | 145,736,000 |