Call reports 2009
TEXAS BANK — 2009
What TEXAS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 191,354,000 | 184,749,000 | 201,553,000 | 222,220,000 |
| Total loans | 98,025,000 | 97,505,000 | 104,270,000 | 106,765,000 |
| Allowance for loan losses | 1,336,000 | 1,314,000 | 1,356,000 | 1,307,000 |
| Securities available for sale | 75,947,000 | 65,968,000 | 77,966,000 | 95,084,000 |
| Securities held to maturity | 4,153,000 | 4,788,000 | 4,779,000 | 4,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,124,000 | 162,722,000 | 172,758,000 | 195,198,000 |
| Interest-bearing deposits | 144,988,000 | 137,998,000 | 149,343,000 | 170,999,000 |
| Noninterest-bearing deposits | 25,136,000 | 24,724,000 | 23,415,000 | 24,199,000 |
| Equity capital | 11,860,000 | 13,047,000 | 14,551,000 | 14,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,613,000 | 5,151,000 | 7,679,000 | 10,347,000 |
| Interest expense | 846,000 | 1,634,000 | 2,376,000 | 3,216,000 |
| Net interest income | 1,767,000 | 3,517,000 | 5,303,000 | 7,131,000 |
| Noninterest income | 761,000 | 1,715,000 | 2,546,000 | 3,310,000 |
| Noninterest expense | 1,669,000 | 3,583,000 | 5,331,000 | 7,549,000 |
| Provision for loan losses | 158,000 | 363,000 | 488,000 | 816,000 |
| Pretax income | 722,000 | 1,307,000 | 2,053,000 | 2,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 722,000 | 1,307,000 | 2,053,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,462,000 | 15,597,000 | 15,893,000 | 15,489,000 |
| Total capital | 16,798,000 | 16,911,000 | 17,249,000 | 16,796,000 |
| Risk-weighted assets | 110,082,000 | 107,615,000 | 116,456,000 | 126,288,000 |