Call reports 2007
TEXAS BANK — 2007
What TEXAS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 153,391,000 | 152,769,000 | 160,068,000 | 169,188,000 |
| Total loans | 74,648,000 | 76,767,000 | 79,363,000 | 79,956,000 |
| Allowance for loan losses | 1,300,000 | 1,298,000 | 1,251,000 | 1,141,000 |
| Securities available for sale | 65,644,000 | 68,005,000 | 70,999,000 | 79,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,462,000 | 134,087,000 | 133,856,000 | 150,983,000 |
| Interest-bearing deposits | 118,531,000 | 112,698,000 | 112,802,000 | 131,164,000 |
| Noninterest-bearing deposits | 21,931,000 | 21,390,000 | 21,054,000 | 19,820,000 |
| Equity capital | 12,572,000 | 12,406,000 | 13,253,000 | 13,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,113,000 | 7,732,000 | 10,573,000 |
| Interest expense | 1,231,000 | 2,455,000 | 3,727,000 | 5,073,000 |
| Net interest income | 1,322,000 | 2,658,000 | 4,005,000 | 5,500,000 |
| Noninterest income | 798,000 | 1,671,000 | 2,564,000 | 3,451,000 |
| Noninterest expense | 1,343,000 | 2,715,000 | 4,110,000 | 5,782,000 |
| Provision for loan losses | 29,000 | 77,000 | 180,000 | 260,000 |
| Pretax income | 748,000 | 1,532,000 | 2,276,000 | 2,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 748,000 | 1,532,000 | 2,276,000 | 2,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,729,000 | 13,153,000 | 13,536,000 | 13,719,000 |
| Total capital | 13,821,000 | 14,249,000 | 14,683,000 | 14,860,000 |
| Risk-weighted assets | 87,120,000 | 87,513,000 | 91,692,000 | 97,373,000 |