Call reports 2006
TEXAS BANK — 2006
What TEXAS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 151,888,000 | 147,985,000 | 139,496,000 | 148,289,000 |
| Total loans | 66,116,000 | 67,982,000 | 67,209,000 | 69,896,000 |
| Allowance for loan losses | 1,246,000 | 1,181,000 | 1,238,000 | 1,284,000 |
| Securities available for sale | 76,592,000 | 70,929,000 | 62,193,000 | 71,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,171,000 | 134,550,000 | 127,288,000 | 135,842,000 |
| Interest-bearing deposits | 117,750,000 | 112,938,000 | 108,095,000 | 115,718,000 |
| Noninterest-bearing deposits | 19,421,000 | 21,612,000 | 19,193,000 | 20,124,000 |
| Equity capital | 11,014,000 | 10,268,000 | 11,810,000 | 12,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,618,000 | 6,985,000 | 9,550,000 |
| Interest expense | 1,061,000 | 2,208,000 | 3,354,000 | 4,624,000 |
| Net interest income | 1,217,000 | 2,410,000 | 3,631,000 | 4,926,000 |
| Noninterest income | 713,000 | 1,488,000 | 2,276,000 | 3,067,000 |
| Noninterest expense | 1,273,000 | 2,499,000 | 3,798,000 | 5,321,000 |
| Provision for loan losses | -82,000 | -12,000 | 57,000 | 154,000 |
| Pretax income | 711,000 | 1,326,000 | 2,011,000 | 2,502,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 711,000 | 1,326,000 | 2,011,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,741,000 | 11,795,000 | 12,210,000 | 12,341,000 |
| Total capital | 12,752,000 | 12,819,000 | 13,194,000 | 13,392,000 |
| Risk-weighted assets | 80,642,000 | 81,795,000 | 78,487,000 | 83,874,000 |