Call reports 2004
TEXAS BANK — 2004
What TEXAS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 120,954,000 | 119,997,000 | 136,822,000 | 138,239,000 |
| Total loans | 63,906,000 | 65,464,000 | 64,650,000 | 65,316,000 |
| Allowance for loan losses | 1,683,000 | 1,676,000 | 1,405,000 | 1,406,000 |
| Securities available for sale | 51,404,000 | 48,137,000 | 49,215,000 | 63,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,173,000 | 106,703,000 | 119,232,000 | 127,662,000 |
| Interest-bearing deposits | 94,966,000 | 90,337,000 | 105,198,000 | 112,940,000 |
| Noninterest-bearing deposits | 15,207,000 | 16,367,000 | 14,034,000 | 14,722,000 |
| Equity capital | 10,574,000 | 9,556,000 | 10,702,000 | 10,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,105,000 | 4,716,000 | 6,464,000 |
| Interest expense | 398,000 | 793,000 | 1,236,000 | 1,835,000 |
| Net interest income | 1,214,000 | 2,312,000 | 3,480,000 | 4,629,000 |
| Noninterest income | 463,000 | 979,000 | 1,551,000 | 2,043,000 |
| Noninterest expense | 1,083,000 | 2,145,000 | 3,305,000 | 4,762,000 |
| Provision for loan losses | 117,000 | 206,000 | 265,000 | 323,000 |
| Pretax income | 469,000 | 932,000 | 1,479,000 | 1,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 469,000 | 932,000 | 1,479,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,281,000 | 9,564,000 | 9,931,000 | 9,878,000 |
| Total capital | 10,175,000 | 10,489,000 | 10,885,000 | 10,846,000 |
| Risk-weighted assets | 70,696,000 | 73,245,000 | 75,907,000 | 76,983,000 |