Call reports 2003
TEXAS BANK — 2003
What TEXAS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 107,334,000 | 106,306,000 | 111,512,000 | 121,926,000 |
| Total loans | 65,321,000 | 64,902,000 | 63,216,000 | 64,264,000 |
| Allowance for loan losses | 1,947,000 | 1,792,000 | 1,738,000 | 1,618,000 |
| Securities available for sale | 34,572,000 | 35,304,000 | 37,549,000 | 49,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,680,000 | 95,955,000 | 101,437,000 | 111,383,000 |
| Interest-bearing deposits | 84,883,000 | 82,712,000 | 87,946,000 | 97,141,000 |
| Noninterest-bearing deposits | 12,797,000 | 13,243,000 | 13,491,000 | 14,242,000 |
| Equity capital | 9,426,000 | 10,194,000 | 9,846,000 | 10,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,174,000 | 4,666,000 | 6,292,000 |
| Interest expense | 436,000 | 840,000 | 1,211,000 | 1,615,000 |
| Net interest income | 1,155,000 | 2,334,000 | 3,455,000 | 4,677,000 |
| Noninterest income | 423,000 | 895,000 | 1,357,000 | 1,835,000 |
| Noninterest expense | 1,055,000 | 2,117,000 | 3,135,000 | 4,447,000 |
| Provision for loan losses | 231,000 | 366,000 | 486,000 | 605,000 |
| Pretax income | 322,000 | 776,000 | 1,252,000 | 1,521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 776,000 | 1,252,000 | 1,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,154,000 | 8,517,000 | 8,813,000 | 9,082,000 |
| Total capital | 9,047,000 | 9,405,000 | 9,690,000 | 9,985,000 |
| Risk-weighted assets | 70,390,000 | 70,155,000 | 69,301,000 | 71,516,000 |