Call reports 2002
TEXAS BANK — 2002
What TEXAS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 103,516,000 | 104,831,000 | 106,952,000 | 105,163,000 |
| Total loans | 72,124,000 | 71,084,000 | 69,841,000 | 67,984,000 |
| Allowance for loan losses | 1,706,000 | 1,494,000 | 1,938,000 | 1,935,000 |
| Securities available for sale | 26,716,000 | 27,046,000 | 30,778,000 | 31,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,367,000 | 95,893,000 | 97,583,000 | 95,914,000 |
| Interest-bearing deposits | 84,724,000 | 84,751,000 | 86,060,000 | 84,671,000 |
| Noninterest-bearing deposits | 10,642,000 | 11,142,000 | 11,523,000 | 11,243,000 |
| Equity capital | 7,910,000 | 8,719,000 | 9,088,000 | 8,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,495,000 | 5,250,000 | 6,877,000 |
| Interest expense | 553,000 | 1,120,000 | 1,673,000 | 2,190,000 |
| Net interest income | 1,198,000 | 2,375,000 | 3,577,000 | 4,687,000 |
| Noninterest income | 435,000 | 917,000 | 1,378,000 | 1,833,000 |
| Noninterest expense | 1,031,000 | 2,127,000 | 3,319,000 | 4,396,000 |
| Provision for loan losses | 365,000 | 584,000 | 994,000 | 1,494,000 |
| Pretax income | 237,000 | 561,000 | 623,000 | 560,000 |
| Income tax | 2,000 | 0 | 0 | 0 |
| Net income | 235,000 | 561,000 | 623,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,686,000 | 8,012,000 | 7,894,000 | 7,831,000 |
| Total capital | 8,638,000 | 8,952,000 | 8,829,000 | 8,749,000 |
| Risk-weighted assets | 75,410,000 | 74,635,000 | 73,821,000 | 72,397,000 |