Call reports 2001
TEXAS BANK — 2001
What TEXAS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,335,000 | 104,013,000 | 106,161,000 | 102,501,000 |
| Total loans | 68,247,000 | 70,060,000 | 70,900,000 | 70,910,000 |
| Allowance for loan losses | 1,226,000 | 1,790,000 | 1,762,000 | 1,519,000 |
| Securities available for sale | 27,355,000 | 28,929,000 | 26,993,000 | 24,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,185,000 | 96,279,000 | 97,901,000 | 94,636,000 |
| Interest-bearing deposits | 84,600,000 | 86,709,000 | 87,465,000 | 85,079,000 |
| Noninterest-bearing deposits | 8,585,000 | 9,570,000 | 10,436,000 | 9,557,000 |
| Equity capital | 7,764,000 | 7,432,000 | 7,922,000 | 7,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,097,000 | 4,212,000 | 6,223,000 | 8,105,000 |
| Interest expense | 1,072,000 | 2,053,000 | 2,947,000 | 3,606,000 |
| Net interest income | 1,025,000 | 2,159,000 | 3,276,000 | 4,499,000 |
| Noninterest income | 383,000 | 869,000 | 1,282,000 | 1,755,000 |
| Noninterest expense | 908,000 | 1,876,000 | 2,857,000 | 3,985,000 |
| Provision for loan losses | 177,000 | 777,000 | 1,027,000 | 1,429,000 |
| Pretax income | 335,000 | 387,000 | 694,000 | 779,000 |
| Income tax | 8,000 | 16,000 | 30,000 | 51,000 |
| Net income | 327,000 | 371,000 | 664,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,490,000 | 7,184,000 | 7,386,000 | 7,451,000 |
| Total capital | 8,466,000 | 8,186,000 | 8,392,000 | 8,407,000 |
| Risk-weighted assets | 77,843,000 | 79,380,000 | 79,690,000 | 75,888,000 |