Call reports 2026
FIRST NATIONAL BANK OF LACON — 2026
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 93,109,000 | 103,739,000 |
| Total loans | 68,156,000 | 66,389,000 |
| Allowance for loan losses | 489,000 | 477,000 |
| Securities available for sale | 15,734,000 | 15,718,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 85,297,000 | 92,661,000 |
| Interest-bearing deposits | 69,589,000 | 77,443,000 |
| Noninterest-bearing deposits | 15,708,000 | 15,218,000 |
| Equity capital | 7,616,000 | 10,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,151,000 | 2,327,000 |
| Interest expense | 223,000 | 444,000 |
| Net interest income | 928,000 | 1,883,000 |
| Noninterest income | 13,000 | 27,000 |
| Noninterest expense | 726,000 | 1,322,000 |
| Provision for loan losses | 12,000 | 12,000 |
| Pretax income | 203,000 | 576,000 |
| Income tax | 0 | 0 |
| Net income | 203,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 8,189,000 | 11,447,000 |
| Total capital | 8,678,000 | 11,924,000 |
| Risk-weighted assets | 70,615,000 | 71,489,000 |