Call reports 2022
FIRST NATIONAL BANK OF LACON — 2022
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,603,000 | 87,976,000 | 82,547,000 | 78,474,000 |
| Total loans | 48,694,000 | 51,112,000 | 52,323,000 | 52,706,000 |
| Allowance for loan losses | 471,000 | 474,000 | 434,000 | 427,000 |
| Securities available for sale | 16,101,000 | 19,048,000 | 19,771,000 | 19,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,146,000 | 81,935,000 | 77,013,000 | 73,048,000 |
| Interest-bearing deposits | 55,005,000 | 68,097,000 | 63,536,000 | 58,869,000 |
| Noninterest-bearing deposits | 15,141,000 | 13,838,000 | 13,477,000 | 14,179,000 |
| Equity capital | 5,369,000 | 4,909,000 | 4,352,000 | 4,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,276,000 | 2,015,000 | 2,780,000 |
| Interest expense | 37,000 | 74,000 | 115,000 | 184,000 |
| Net interest income | 559,000 | 1,202,000 | 1,900,000 | 2,596,000 |
| Noninterest income | 14,000 | 31,000 | 49,000 | 70,000 |
| Noninterest expense | 467,000 | 961,000 | 1,412,000 | 1,980,000 |
| Provision for loan losses | 0 | 0 | -40,000 | -40,000 |
| Pretax income | 106,000 | 272,000 | 577,000 | 726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 272,000 | 577,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,328,000 | 6,416,000 | 6,600,000 | 6,530,000 |
| Total capital | 6,799,000 | 6,890,000 | 7,034,000 | 6,957,000 |
| Risk-weighted assets | 48,090,000 | 51,337,000 | 51,325,000 | 50,950,000 |