Call reports 2021
FIRST NATIONAL BANK OF LACON — 2021
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 69,068,000 | 81,808,000 | 80,256,000 | 73,790,000 |
| Total loans | 47,081,000 | 46,880,000 | 50,106,000 | 49,769,000 |
| Allowance for loan losses | 590,000 | 492,000 | 470,000 | 469,000 |
| Securities available for sale | 10,402,000 | 11,427,000 | 12,456,000 | 12,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,243,000 | 74,774,000 | 73,022,000 | 66,851,000 |
| Interest-bearing deposits | 48,015,000 | 61,579,000 | 58,717,000 | 53,451,000 |
| Noninterest-bearing deposits | 14,228,000 | 13,195,000 | 14,305,000 | 13,400,000 |
| Equity capital | 5,748,000 | 5,903,000 | 6,051,000 | 5,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,170,000 | 1,774,000 | 2,389,000 |
| Interest expense | 45,000 | 84,000 | 122,000 | 160,000 |
| Net interest income | 533,000 | 1,086,000 | 1,652,000 | 2,229,000 |
| Noninterest income | 17,000 | 34,000 | 51,000 | 74,000 |
| Noninterest expense | 449,000 | 915,000 | 1,346,000 | 1,838,000 |
| Provision for loan losses | 0 | -100,000 | -125,000 | -125,000 |
| Pretax income | 101,000 | 305,000 | 482,000 | 590,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 305,000 | 482,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,915,000 | 6,043,000 | 6,159,000 | 6,177,000 |
| Total capital | — | — | 6,629,000 | 6,646,000 |
| Risk-weighted assets | — | — | 50,812,000 | 49,166,000 |
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