Call reports 2020
FIRST NATIONAL BANK OF LACON — 2020
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 58,382,000 | 72,837,000 | 65,298,000 | 68,781,000 |
| Total loans | 45,652,000 | 46,336,000 | 47,682,000 | 48,321,000 |
| Allowance for loan losses | 595,000 | 597,000 | 593,000 | 593,000 |
| Securities available for sale | 4,496,000 | 4,521,000 | 4,502,000 | 4,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,469,000 | 63,728,000 | 58,133,000 | 61,928,000 |
| Interest-bearing deposits | 41,279,000 | 52,575,000 | 46,698,000 | 49,539,000 |
| Noninterest-bearing deposits | 10,190,000 | 11,153,000 | 11,435,000 | 12,389,000 |
| Equity capital | 5,813,000 | 5,997,000 | 6,021,000 | 5,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,284,000 | 1,898,000 | 2,517,000 |
| Interest expense | 57,000 | 110,000 | 159,000 | 206,000 |
| Net interest income | 622,000 | 1,174,000 | 1,739,000 | 2,311,000 |
| Noninterest income | 24,000 | 41,000 | 60,000 | 87,000 |
| Noninterest expense | 408,000 | 817,000 | 1,229,000 | 1,718,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 398,000 | 570,000 | 680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 398,000 | 570,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,817,000 | 5,976,000 | 6,019,000 | 5,834,000 |