Call reports 2019
FIRST NATIONAL BANK OF LACON — 2019
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 56,848,000 | 65,413,000 | 59,916,000 | 59,956,000 |
| Total loans | 43,572,000 | 43,902,000 | 45,753,000 | 45,790,000 |
| Allowance for loan losses | 592,000 | 594,000 | 596,000 | 599,000 |
| Securities available for sale | 7,202,000 | 7,296,000 | 6,982,000 | 6,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,188,000 | 59,581,000 | 52,852,000 | 53,194,000 |
| Interest-bearing deposits | 40,277,000 | 49,969,000 | 42,803,000 | 43,320,000 |
| Noninterest-bearing deposits | 10,911,000 | 9,612,000 | 10,049,000 | 9,874,000 |
| Equity capital | 5,581,000 | 5,721,000 | 5,905,000 | 5,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,250,000 | 1,907,000 | 2,565,000 |
| Interest expense | 52,000 | 107,000 | 164,000 | 225,000 |
| Net interest income | 558,000 | 1,143,000 | 1,743,000 | 2,340,000 |
| Noninterest income | 20,000 | 40,000 | 71,000 | 107,000 |
| Noninterest expense | 428,000 | 867,000 | 1,312,000 | 1,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 316,000 | 502,000 | 625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 316,000 | 502,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,687,000 | 5,734,000 | 5,919,000 | 5,747,000 |
| Total capital | 6,217,000 | 6,283,000 | 6,475,000 | 6,303,000 |
| Risk-weighted assets | 42,344,000 | 43,872,000 | 44,425,000 | 44,454,000 |