Call reports 2018
FIRST NATIONAL BANK OF LACON — 2018
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,483,000 | 68,748,000 | 62,602,000 | 58,614,000 |
| Total loans | 40,528,000 | 41,804,000 | 43,836,000 | 43,630,000 |
| Allowance for loan losses | 606,000 | 606,000 | 586,000 | 587,000 |
| Securities available for sale | 7,213,000 | 8,174,000 | 8,128,000 | 8,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,074,000 | 63,305,000 | 57,152,000 | 52,180,000 |
| Interest-bearing deposits | 42,848,000 | 53,077,000 | 47,481,000 | 41,724,000 |
| Noninterest-bearing deposits | 10,226,000 | 10,228,000 | 9,671,000 | 10,456,000 |
| Equity capital | 5,329,000 | 5,331,000 | 5,292,000 | 5,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,172,000 | 1,772,000 | 2,406,000 |
| Interest expense | 36,000 | 76,000 | 120,000 | 170,000 |
| Net interest income | 533,000 | 1,096,000 | 1,652,000 | 2,236,000 |
| Noninterest income | 23,000 | 47,000 | 72,000 | 94,000 |
| Noninterest expense | 465,000 | 911,000 | 1,363,000 | 1,855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 232,000 | 361,000 | 475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 232,000 | 361,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,611,000 | 5,652,000 | 5,659,000 | 5,663,000 |
| Total capital | 6,133,000 | 6,192,000 | 6,202,000 | 6,192,000 |
| Risk-weighted assets | 41,636,000 | 43,131,000 | 43,365,000 | 42,282,000 |