Call reports 2017
FIRST NATIONAL BANK OF LACON — 2017
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,290,000 | 71,159,000 | 61,208,000 | 58,016,000 |
| Total loans | 41,594,000 | 43,086,000 | 43,412,000 | 42,452,000 |
| Allowance for loan losses | 574,000 | 582,000 | 605,000 | 606,000 |
| Securities available for sale | 8,846,000 | 8,927,000 | 6,901,000 | 6,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,386,000 | 65,602,000 | 54,087,000 | 52,604,000 |
| Interest-bearing deposits | 44,419,000 | 55,720,000 | 43,732,000 | 41,982,000 |
| Noninterest-bearing deposits | 9,967,000 | 9,882,000 | 10,355,000 | 10,622,000 |
| Equity capital | 5,329,000 | 5,445,000 | 5,462,000 | 5,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,154,000 | 1,765,000 | 2,370,000 |
| Interest expense | 36,000 | 78,000 | 120,000 | 158,000 |
| Net interest income | 527,000 | 1,076,000 | 1,645,000 | 2,212,000 |
| Noninterest income | 20,000 | 40,000 | 65,000 | 95,000 |
| Noninterest expense | 473,000 | 907,000 | 1,368,000 | 1,840,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 209,000 | 342,000 | 467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 74,000 | 209,000 | 342,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,477,000 | 5,512,000 | 5,556,000 | 5,580,000 |
| Total capital | 6,017,000 | 6,089,000 | 6,110,000 | 6,113,000 |
| Risk-weighted assets | 43,191,000 | 46,187,000 | 44,292,000 | 42,548,000 |