Call reports 2010
FIRST NATIONAL BANK OF LACON — 2010
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,373,000 | 61,681,000 | 56,946,000 | 56,794,000 |
| Total loans | 38,648,000 | 39,850,000 | 39,753,000 | 41,952,000 |
| Allowance for loan losses | 336,000 | 334,000 | 349,000 | 406,000 |
| Securities available for sale | 9,690,000 | 10,253,000 | 10,286,000 | 8,162,000 |
| Securities held to maturity | 10,000 | 7,000 | 4,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,956,000 | 54,244,000 | 49,393,000 | 49,522,000 |
| Interest-bearing deposits | 39,861,000 | 46,964,000 | 42,040,000 | 41,256,000 |
| Noninterest-bearing deposits | 7,095,000 | 7,280,000 | 7,353,000 | 8,266,000 |
| Equity capital | 4,820,000 | 4,808,000 | 4,873,000 | 4,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,337,000 | 2,018,000 | 2,722,000 |
| Interest expense | 147,000 | 297,000 | 443,000 | 579,000 |
| Net interest income | 510,000 | 1,040,000 | 1,575,000 | 2,143,000 |
| Noninterest income | 43,000 | 73,000 | 79,000 | 110,000 |
| Noninterest expense | 357,000 | 742,000 | 1,100,000 | 1,537,000 |
| Provision for loan losses | 15,000 | 105,000 | 150,000 | 280,000 |
| Pretax income | 181,000 | 345,000 | 483,000 | 514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 345,000 | 483,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,676,000 | 4,690,000 | 4,718,000 | 4,696,000 |
| Total capital | 5,012,000 | 5,024,000 | 5,067,000 | 5,102,000 |
| Risk-weighted assets | 40,076,000 | 42,412,000 | 41,532,000 | 42,953,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF LACON — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.