Call reports 2001
FIRST NATIONAL BANK OF LACON — 2001
What FIRST NATIONAL BANK OF LACON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,949,000 | 49,494,000 | 44,668,000 | 43,908,000 |
| Total loans | 23,379,000 | 23,846,000 | 23,762,000 | 23,669,000 |
| Allowance for loan losses | 144,000 | 143,000 | 146,000 | 142,000 |
| Securities available for sale | 14,140,000 | 13,632,000 | 13,241,000 | 7,546,000 |
| Securities held to maturity | 1,008,000 | 1,000,000 | 1,273,000 | 1,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,980,000 | 44,484,000 | 39,477,000 | 38,996,000 |
| Interest-bearing deposits | 33,449,000 | 38,835,000 | 33,632,000 | 33,135,000 |
| Noninterest-bearing deposits | 5,531,000 | 5,650,000 | 5,845,000 | 5,861,000 |
| Equity capital | 4,763,000 | 4,763,000 | 4,896,000 | 4,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,599,000 | 2,373,000 | 3,052,000 |
| Interest expense | 363,000 | 714,000 | 1,040,000 | 1,319,000 |
| Net interest income | 446,000 | 885,000 | 1,333,000 | 1,733,000 |
| Noninterest income | 20,000 | 43,000 | 65,000 | 98,000 |
| Noninterest expense | 303,000 | 607,000 | 880,000 | 1,192,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 321,000 | 518,000 | 647,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 321,000 | 518,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,734,000 | 4,742,000 | 4,765,000 | 4,773,000 |
| Total capital | 4,878,000 | 4,885,000 | 4,911,000 | 4,915,000 |
| Risk-weighted assets | 26,394,000 | 27,880,000 | 26,904,000 | 26,816,000 |