Call reports 2007
BRIDGE BANK, NATIONAL ASSOCIATION — 2007
What BRIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 730,712,000 | 763,381,000 | 789,066,000 | 773,658,000 |
| Total loans | 573,554,000 | 604,647,000 | 609,590,000 | 650,873,000 |
| Allowance for loan losses | 7,395,000 | 7,458,000 | 7,872,000 | 8,454,000 |
| Securities available for sale | 53,920,000 | 73,362,000 | 66,071,000 | 55,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 656,552,000 | 684,184,000 | 705,239,000 | 673,490,000 |
| Interest-bearing deposits | 460,587,000 | 465,533,000 | 623,974,000 | 589,853,000 |
| Noninterest-bearing deposits | 195,965,000 | 218,651,000 | 81,265,000 | 83,637,000 |
| Equity capital | 66,330,000 | 69,031,000 | 74,298,000 | 79,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,378,000 | 32,314,000 | 49,940,000 | 66,745,000 |
| Interest expense | 4,188,000 | 8,960,000 | 14,012,000 | 18,194,000 |
| Net interest income | 11,190,000 | 23,354,000 | 35,928,000 | 48,551,000 |
| Noninterest income | 1,353,000 | 4,031,000 | 5,528,000 | 6,977,000 |
| Noninterest expense | 7,846,000 | 16,162,000 | 24,811,000 | 33,391,000 |
| Provision for loan losses | 197,000 | 1,203,000 | 1,679,000 | 2,256,000 |
| Pretax income | 4,500,000 | 10,020,000 | 14,966,000 | 19,881,000 |
| Income tax | 1,748,000 | 3,882,000 | 5,707,000 | 7,583,000 |
| Net income | 2,752,000 | 6,138,000 | 9,259,000 | 12,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,738,000 | 70,404,000 | 73,815,000 | 77,096,000 |
| Total capital | 74,271,000 | 77,994,000 | 81,818,000 | 85,704,000 |
| Risk-weighted assets | 661,767,000 | 699,526,000 | 715,410,000 | 758,279,000 |