Call reports 2006
BRIDGE BANK, NATIONAL ASSOCIATION — 2006
What BRIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 566,490,000 | 641,145,000 | 655,258,000 | 721,155,000 |
| Total loans | 455,688,000 | 475,848,000 | 484,031,000 | 539,285,000 |
| Allowance for loan losses | 6,069,000 | 6,517,000 | 6,645,000 | 7,194,000 |
| Securities available for sale | 14,229,000 | 11,004,000 | 18,971,000 | 43,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,431,000 | 576,688,000 | 588,579,000 | 647,778,000 |
| Interest-bearing deposits | 310,603,000 | 399,243,000 | 424,097,000 | 449,139,000 |
| Noninterest-bearing deposits | 188,828,000 | 177,445,000 | 164,482,000 | 198,639,000 |
| Equity capital | 51,955,000 | 58,422,000 | 61,224,000 | 62,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,928,000 | 23,407,000 | 37,736,000 | 52,962,000 |
| Interest expense | 2,220,000 | 5,216,000 | 9,216,000 | 13,398,000 |
| Net interest income | 8,708,000 | 18,191,000 | 28,520,000 | 39,564,000 |
| Noninterest income | 1,083,000 | 2,162,000 | 3,060,000 | 3,994,000 |
| Noninterest expense | 6,147,000 | 12,736,000 | 19,848,000 | 27,126,000 |
| Provision for loan losses | 368,000 | 814,000 | 935,000 | 1,483,000 |
| Pretax income | 3,276,000 | 6,803,000 | 10,797,000 | 14,949,000 |
| Income tax | 1,134,000 | 2,371,000 | 3,786,000 | 5,674,000 |
| Net income | 2,142,000 | 4,432,000 | 7,011,000 | 9,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,040,000 | 58,431,000 | 61,188,000 | 63,713,000 |
| Total capital | 58,209,000 | 65,051,000 | 67,916,000 | 71,042,000 |
| Risk-weighted assets | 513,550,000 | 550,000,000 | 566,538,000 | 631,374,000 |