Call reports 2005
BRIDGE BANK, NATIONAL ASSOCIATION — 2005
What BRIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 448,599,000 | 498,649,000 | 539,838,000 | 536,636,000 |
| Total loans | 322,627,000 | 347,956,000 | 402,755,000 | 438,603,000 |
| Allowance for loan losses | 4,311,000 | 4,705,000 | 5,105,000 | 5,690,000 |
| Securities available for sale | 20,279,000 | 68,361,000 | 16,354,000 | 12,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,892,000 | 448,300,000 | 483,160,000 | 470,137,000 |
| Interest-bearing deposits | 241,296,000 | 270,055,000 | 304,789,000 | 284,580,000 |
| Noninterest-bearing deposits | 158,596,000 | 178,245,000 | 178,371,000 | 185,557,000 |
| Equity capital | 44,163,000 | 45,808,000 | 47,530,000 | 49,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,635,000 | 14,581,000 | 23,784,000 | 34,235,000 |
| Interest expense | 1,022,000 | 2,490,000 | 4,070,000 | 5,943,000 |
| Net interest income | 5,613,000 | 12,091,000 | 19,714,000 | 28,292,000 |
| Noninterest income | 810,000 | 1,934,000 | 2,930,000 | 4,219,000 |
| Noninterest expense | 4,339,000 | 8,965,000 | 14,118,000 | 20,036,000 |
| Provision for loan losses | 317,000 | 736,000 | 1,493,000 | 2,071,000 |
| Pretax income | 1,767,000 | 4,324,000 | 7,033,000 | 10,404,000 |
| Income tax | 607,000 | 1,571,000 | 2,560,000 | 3,832,000 |
| Net income | 1,160,000 | 2,753,000 | 4,473,000 | 6,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,303,000 | 45,881,000 | 47,650,000 | 49,748,000 |
| Total capital | 48,785,000 | 50,767,000 | 52,979,000 | 55,684,000 |
| Risk-weighted assets | 370,511,000 | 401,574,000 | 458,996,000 | 498,153,000 |