Call reports 2004
BRIDGE BANK, NATIONAL ASSOCIATION — 2004
What BRIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 347,475,000 | 340,433,000 | 384,561,000 | 402,192,000 |
| Total loans | 205,363,000 | 232,307,000 | 279,309,000 | 293,613,000 |
| Allowance for loan losses | 2,903,000 | 2,954,000 | 3,910,000 | 3,991,000 |
| Securities available for sale | 29,678,000 | 37,339,000 | 26,414,000 | 26,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,698,000 | 306,453,000 | 348,936,000 | 354,550,000 |
| Interest-bearing deposits | 183,848,000 | 172,824,000 | 213,163,000 | 227,656,000 |
| Noninterest-bearing deposits | 130,850,000 | 133,629,000 | 135,773,000 | 126,894,000 |
| Equity capital | 30,455,000 | 30,901,000 | 31,850,000 | 43,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,886,000 | 8,306,000 | 13,486,000 | 19,537,000 |
| Interest expense | 682,000 | 1,337,000 | 2,021,000 | 2,878,000 |
| Net interest income | 3,204,000 | 6,969,000 | 11,465,000 | 16,659,000 |
| Noninterest income | 1,109,000 | 1,865,000 | 2,673,000 | 3,775,000 |
| Noninterest expense | 3,115,000 | 6,209,000 | 9,517,000 | 13,645,000 |
| Provision for loan losses | 405,000 | 774,000 | 1,385,000 | 1,516,000 |
| Pretax income | 793,000 | 1,851,000 | 3,236,000 | 5,273,000 |
| Income tax | 327,000 | 761,000 | 1,329,000 | 2,112,000 |
| Net income | 466,000 | 1,090,000 | 1,907,000 | 3,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,415,000 | 31,043,000 | 31,923,000 | 42,872,000 |
| Total capital | 33,318,000 | 34,333,000 | 35,833,000 | 47,018,000 |
| Risk-weighted assets | 247,321,000 | 268,310,000 | 330,602,000 | 358,557,000 |