Call reports 2003
BRIDGE BANK, NATIONAL ASSOCIATION — 2003
What BRIDGE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 207,462,000 | 226,756,000 | 245,282,000 | 278,579,000 |
| Total loans | 146,470,000 | 165,728,000 | 169,193,000 | 193,736,000 |
| Allowance for loan losses | 2,059,000 | 2,324,000 | 2,414,000 | 2,683,000 |
| Securities available for sale | 9,636,000 | 9,644,000 | 10,099,000 | 24,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,452,000 | 198,405,000 | 215,817,000 | 246,394,000 |
| Interest-bearing deposits | 93,683,000 | 120,209,000 | 137,815,000 | 169,884,000 |
| Noninterest-bearing deposits | 85,769,000 | 78,196,000 | 78,002,000 | 76,510,000 |
| Equity capital | 26,693,000 | 26,981,000 | 27,454,000 | 29,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,539,000 | 5,471,000 | 8,712,000 | 12,185,000 |
| Interest expense | 429,000 | 954,000 | 1,548,000 | 2,236,000 |
| Net interest income | 2,110,000 | 4,517,000 | 7,164,000 | 9,949,000 |
| Noninterest income | 594,000 | 1,085,000 | 1,820,000 | 2,612,000 |
| Noninterest expense | 2,321,000 | 4,713,000 | 7,540,000 | 10,213,000 |
| Provision for loan losses | 254,000 | 482,000 | 564,000 | 843,000 |
| Pretax income | 129,000 | 407,000 | 880,000 | 1,505,000 |
| Income tax | 0 | 0 | 0 | -1,868,000 |
| Net income | 129,000 | 407,000 | 880,000 | 3,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,693,000 | 26,981,000 | 27,454,000 | 29,947,000 |
| Total capital | 28,668,000 | 29,296,000 | 29,868,000 | 32,630,000 |
| Risk-weighted assets | 157,943,000 | 185,196,000 | 194,327,000 | 222,262,000 |