Call reports 2026
FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE — 2026
What FIRST CENTRAL NATIONAL BANK OF SAINT PARIS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 98,989,000 | 96,975,000 |
| Total loans | 58,061,000 | 59,002,000 |
| Allowance for loan losses | 490,000 | 490,000 |
| Securities available for sale | 18,017,000 | 19,385,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 79,016,000 | 76,820,000 |
| Interest-bearing deposits | 67,447,000 | 65,445,000 |
| Noninterest-bearing deposits | 11,569,000 | 11,375,000 |
| Equity capital | 18,692,000 | 18,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,062,000 | 2,160,000 |
| Interest expense | 245,000 | 492,000 |
| Net interest income | 817,000 | 1,668,000 |
| Noninterest income | 104,000 | 206,000 |
| Noninterest expense | 717,000 | 1,440,000 |
| Provision for loan losses | 5,000 | 5,000 |
| Pretax income | 199,000 | 429,000 |
| Income tax | 27,000 | 59,000 |
| Net income | 172,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,637,000 | 18,724,000 |
| Total capital | 19,146,000 | 19,233,000 |
| Risk-weighted assets | 65,126,000 | 62,934,000 |